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Bliss
becomes part of eArmyU expansion
WASHINGTON
- The Army's online university, eArmyU, added three more posts
to participate in the distance-learning program, to include Fort
Bliss; Fort Knox, Ky.; and Fort Sill, Okla.
Soldiers
stationed at these installations will have the opportunity to enroll
in distance-learning programs through their education centers. Currently,
eArmyU is offered at 11 installations throughout the United States
and overseas.
"We
do have the program here at Fort Bliss, only we have a different
version: we do not offer laptop computers. It's a funding issue,"
said Fort Bliss Education Director Ken Bonscher.
The
Army is looking at the program in its entirety, and using Bliss
as a test site, Bonscher explained. "The Army is saying, 'What can
we do to continue this program, and in what form are we going to
continue this,'ÉThey're saying, 'Ok, Fort Bliss and Fort Sill, if
you offered eArmyU to your soldiers without the laptop, what kind
of response would we get,'" Bonsher said.
More than 30,500 soldiers are taking online classes in 37 countries
around the world including Kosovo, Japan and Afghanistan.
Thus
far, 84 soldiers have graduated and 20 percent have re-enlisted
or extended. More than 27 percent of the eArmyU program participants
have never participated in a college program before enrolling.
"There's
been a change," Bonscher said. "When the program first came out
in 2000, it was first-come, first-served. So the first hundred people
signed up, got a laptop, and went about their business. Now, to
get into this program, you have to make your unit's Order of Merit
list."
To
make the unit's Order of Merit list, soldiers must meet specific
criteria. Soldiers must be active-duty, with at least one year until
ETS. Soldier should have graduated high school, or received his
GED. Unit commanders and first sergeants will then look at the individual's
potential for success, organizational skills, computer knowledge,
and soldier should have GT score of 110 or higher. (Please note
this is only a screening method and should not prevent recommendation.)
"Distance learning opportunities continue to be in high demand,"
said Lt. Col. Anthony Jimenez, eArmyU program director. "With eArmyU,
we are providing soldiers with unparalleled access to reach their
academic goals."
Before
checking with the Bliss Education Center at 568-7161 about eArmyU,
soldiers need to first make their unit's Order of Merit list. Then
those soldiers selected for the program will be further briefed.
Interested parties should contact their unit's orderly room.
Eligible
soldiers who enroll at accredited institutions will receive 100
percent tuition, books and course fees up to the cap $250 per semester
hour and a fiscal year tuition ceiling of $4,500 established by
the Department of Defense, said officials from the Headquarters
Army Continuing Education System.
(Editor's
note: This article was submitted by the U.S. Total Army Personnel
Command Public Affairs Office.)
Filing
claim a must after accident
Pam
Campbell
Office of the Staff Judge Advocate
Did you receive a mysterious form in the mail from the Fort Bliss
Claims Office? When an active duty military member, dependent or
retiree becomes involved in an accident of any type (i.e. motor
vehicle accident, animal bite, premises liability, product liability,
slip and fall or workers' compensation) the Claims Division of the
Office of the Staff Judge Advocate will mail a Statement of Incident,
Fort Bliss Form 1018 (FB 1018) to you. Soldiers and commanders frequently
have questions and concerns about the form and its uses. This article
attempts to answer those questions and concerns by explaining the
exact uses of the form.
The
Claims Division bears responsibility for the recovery of monies
expended for the medical treatment of military personnel or their
dependents from third party insurance companies. The (FB 1018) serves
as a means for the Claims Division to gather information regarding
new claims and to go about the process of recovering your tax dollars.
Federal regulations mandate injured individuals to complete the
form and return the same in the envelope provided.
Some
of the most common questions received by the Claims Division in
regards to this form appear below:
What
is the purpose of the FB Form 1018? The form serves two extremely
important purposes.
First,
it identifies cases the Claims Division may pursue to recoup U.S.
government taxpayer's monies. Money recovered from third parties
goes directly to the coffers of William Beaumont Army Medical Center
and thus saves the soldier and his family from the rising out of
pocket cost of medical care. Secondly, it obtains information critical
to the recovery process.
For
example, in an automobile accident case, the form tells the Claims
Division when and where the accident occurred, what vehicles were
involved, and what automobile insurance is available. With the information
provided, the Claims Division can start the recovery action sooner
and reduce the time it takes to recover your tax dollars.
Am
I required to complete the FB Form 1018?
Yes.
Parties injured as a result of an accident (or his/her legal guardian)
must complete the form. Federal regulations require persons receiving
treatment at a military treatment facility to provide information
concerning how the injury occurred and whether a third-party payer
plan covers the injury.
Am I, or will I, be billed for this care?
No. Service members, dependents and retirees receive health care
as a benefit of service. If the Claims Office cannot recover from
a third-party, the case is closed.
Who or what is a third-party?
There
are a number of different types of third parties. Typical examples
include auto insurance (for motor vehicle accident), homeowner's
insurance (for injuries suffered at another person's home), premises
liability insurance (for injuries suffered at a business property
like McDonalds, and J.C. Penney), and workmen's compensation insurance
(for injuries suffered on the job by dependents and retirees), any
insurance that would normally pay for injuries received as a result
of the accident/incident.
I am an active duty soldier/ retiree/dependent. I have Tricare insurance
paying for my care. Why bill the auto insurance?
Tricare is health insurance just like Blue Cross/Blue Shield, not
automobile insurance. Tricare covers your normal health care (i.e.
colds, influenza, sprains, etc). By law, insurance companies must
pay for the reasonable cost of the care you received as a result
of your injuries. Insurance companies collect premiums from consumers
wishing to guard against unexpected loss. If insurance companies
collected premiums without having to pay medical expenses, the insurance
company would get a windfall at the government's, and ultimately,
the taxpayer's expense.
I
do not have the information regarding the other party or a copy
of the police report. Do I still need to complete the FB 1018?
Yes.
Provide as much information as you can (i.e., date, and place of
the accident, your insurance information, or the information regarding
the owner of the vehicle you were in, etc.) in order that claims
personnel may attempt to recover from third parties.
Will
my insurance premiums increase as a result of this accident or worse
yet, could my policy be cancelled because I reported this accident?
We
cannot speak for the insurance industry; however, your driving record
would prove the deciding factor. Reporting an accident involving
injury or property damage is not optional; it is the law.
For
information regarding the FB 1018, call Mrs. Campbell or Mr. Loge
of the Affirmative Claims section, Office of SJA at 568-5822 or
568-5846.

MPs
conduct community survey
Staff Sgt. Scott Ouillette, an MP assigned to 76th MIlitary Police
Bn., surveys military spouse James Outcalt about his thoughts on
the level of police visibility in his neighborhood. The survey was
part of 76th Military Police Battalion's new community-policing
program. MPs on patrol use the interview as a survey to receive
more feedback from local residents, and to help provide the best
service possible. Each patrol canvasses their patrol area and makes
contact with three different residents each day. Community members
can also fill out a housing survey at the Military Police Station,
Bldg 125. For information, contact the MP Desk at 568-2115.


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Legal
readiness an important part of soldiers' deployment
Daniel
P. McKernan
Chief, Legal Assistance
When
soldiers deploy, life still goes on back home - bills must be
paid, licenses must be renewed, property must be secured, and
the needs of our families must be met.
Most
soldiers that have processed for deployment are familiar with
the need for wills and powers of attorney. This article will also
discuss safekeeping documents and resolving legal problems before
deployment.
Wills
A will becomes effective at the time of your death. The will passes
your "estate" to those you named in it. Clearly, one main advantage
of a will is to identify the person who would take care of your
minor children in the event you die and the other parent is already
dead, cannot be located or incapable of taking care of the children.
Probably, the desire of young parents to provide for their minor
children through a guardian or custodian is the number one reason
most soldiers obtain a will.
A
compliment to obtaining a will is to ensure that your SGLI beneficiary
designation is up to date and in line with the wishes expressed
in your will. Quite often, soldiers will designate a minor child
as the beneficiary of the SGLI proceeds. If that is the case,
the proceeds will be given to the child's natural guardian (usually
a parent) or to a court-appointed guardian. This person may not
be in line with the soldier's desires. To avoid this problem,
soldiers should designate a guardian, a custodian, or a trustee
in the will to receive any property left to a minor and then designate
the guardian/ custodian/trustee as the beneficiary of any SGLI
proceeds left to the minor child. In this fashion, the soldier
is assured that the SGLI proceeds go to the person they trust
for the benefit of any minor child.
Powers
of Attorney
A POA can be used in a variety of ways including to allow a friend
to sell your car, let your spouse ship your household goods or
authorize a relative to obtain medical care for your children.
It can also be used to create valid and legal debts or to buy
property, such as a car, in your name.
There
are two different kinds of POAs. A general POA allows your agent
to do any and all things that you could legally do with a few
exceptions. A special POA lists a particular act or a few acts
that the agent is allowed to do and nothing else. In other words,
the agent's authority is limited to the acts listed in the special
POA. Our soldiers are familiar with both kinds but, normally,
we provide about eight general POAs for each special POA.
While
POAs can be very useful when needed, they have disadvantages.
For married people who have just separated, the spouse with a
general POA could use it to wipe out bank accounts, sell the car
and obtain loans in the other spouse's name. Often, older people
provide a POA to a younger relative only to discover that monies
have been taken from their bank accounts without their knowledge
and contrary to the reason the POA was given. The bottom line
is to provide your agent with only the amount of authority needed
and no more.
Finally,
businesses may not accept the POA. Some businesses only accept
a special POA specifically designed for their business. Soldiers
should check with the business they deal with before obtaining
or using a POA to be sure it will be accepted.
Resolving
legal issues first
When a soldier deploys from Fort Bliss, a variety of legal issues
can surface. Generally, these issues involve local leases of rental
property, storage of personal property, utility charges and payment
of debts. Upon notification of a deployment, every single soldier
or married soldier whose spouse will leave the area, who is renting
premises should immediately inform the landlord and try to reach
an agreement on terminating the lease. Experience shows that this
is the best and most successful time to resolve rental issues.
If the lease contains a "military clause," this might provide
an avenue to terminate the lease.
Also,
this is the time to start considering where you will store your
personal property, if that is an issue. If you have to store your
personal property with a local retail business, be sure you truly
understand the terms of the storage and the cost. Ask yourself
how you plan on making the payments - a relative or friend through
a POA or an allotment.
Quite often' deploying soldiers forget to pay their final utility
bills on their rental premises when leaving' the area. This causes
credit rating and future utility hook-up problems. Prior to your
departure, ensure that each utility company is aware of your leaving
and provide each one with a forwarding address to send the final
bill.
The major consumer problem soldiers have during deployment revolves
around allegations of non-payment of debts. Generally, we find
the soldier does not have an automatic mechanism for paying on-going
debt such as a monthly car payment. Soldiers are strongly advised
to set up allotments to cover these kinds of debts to avoid debt
problems, possible loss of the asset, such as a car, and credit
rating problems.
Rodeo
appreciation night
The Southwestern International Livestock Show & Rodeo presents,
Military Appreciation Night tonight. Military Appreciation Night
will feature an abundance of family entertainment including the
62nd Army Band, the Fort Bliss color guard and all the excitement
of professional rodeo.
Additionally, a Sunday matinee and Military Family Day is scheduled
for Sunday. The 74th Annual Southwestern Livestock Show and Rodeo
runs through Sunday, with $2 off discount tickets for military
ID card holders at ITR only; tickets are $7.50, $10.50 and box
seats $15.50. For information, call 532-1401.
Black
history luncheon
Tickets are still available for purchase to the Black History
Month Partnership Luncheon, Feb. 13 at the Officers' Club. Tickets
are $13. Dr. Terrence J. Roberts a member of the "Little Rock
Nine" will be the guest speaker. Tickets can be purchased from
Liz Childers, 568-6066 or Norma Martinez, 568-5302.
Sheriff
seeks volunteers
The El Paso County Sheriff is recruiting sheriff's volunteers
to assist in donating your time to the community. If you can type,
file, data entry, or perform other office tasks, contact Martin
Forman, volunteer coordinator, at 546-8117.
AER
campaign set
The annual Army Emergency Relief campaign fund drive will be conducted
at Fort Bliss from Feb. 17 to March 14. Last year the post raised
$169,543 during its annual campaign and gave out $925,545 in loans
and grants. AER helps soldiers cope with a spectrum of problems
from common, every-day emergencies such as non-receipt of pay
through disaster-relief situations. All contributions help soldiers
in times of distress or misfortune. For information, contact Janice
Gamel, campaign coordinator, at 568-7088.
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